I was involved in an accident last year in April 2011. My car is cosigned/co owned and I had no insurance at the time. I ended up filing for bankruptcy but now my cosigner is being given letters and phone calls to pay all of the damages (vehicle only, no bodily injury). Is she really going to be held responsible for making the payments? She wasn't involved with the accident and she cosigned due to credit reasons. Please, what do I do and what are my options?
Answer
Unless this debt was discharged in your bankruptcy, I would think both of you are responsible.
Answer
Owners (even if not drivers) can be held responsible in certain situations. She should consult with a defense attorney.
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