how to protect myself when buying manufactored home. Buying from my mother and she still owes money on home. I will be paying off her loan.

Question

how to protect myself when buying manufactored home. Buying from my mother and she still owes money on home. I will be paying off her loan.

Answer

There are many ways to protect yourself. A few are:

1. Have the home inspected from top to bottom by trained and certified inspector and technicians. This will tell you how much maintenance you will have to do, and how long it should last.

2. Do a thorough title search to make sure there aren't any liens.

3. Get a written authorization that you can assume her loan, or cut a separate check to the lender for the net payoff.

There are other ways to protect yourself, based upon the facts of your situation.

You should consult directly with an attorney in your area, to determine which apply to your particular situation.

Good luck