Wednesday, 4 March 2015

Can a bank file a civil suit against for a construction loan that was already foreclosed on. The home and property was sold at Sheriff sale ...

Question

Can a bank file a civil suit against for a construction loan that was already foreclosed on. The home and property was sold at Sheriff sale December 2010. The civil suit is for the full amount of the loan plus interest.



Answer

The bank can file a deficiency suit for the difference between the amount owed on the loan and the net collected from the foreclosure sale.



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